Find out more benefits of an HSBC Student Credit Card
Build your credit score - An HSBC Student Credit Card could help you build your credit score over time, as long as you make at least your minimum payment each month and stay within your credit limit. (It’s important to note your credit score could be harmed if you don’t keep to the terms of your credit card agreement.)
Protect your purchases - When you use a credit card for a purchase of over £100, there’s extra cover under section 75 of the Consumer Credit Act – even if you’ve only used your card to cover part of the price. So if goods turn out to be faulty, aren’t as described or simply don’t arrive, you could be entitled to a full refund from us.
Cover unexpected expenses - Unexpected expenses and emergencies can happen – with a credit limit of up to £500, an HSBC Student Credit Card could be a useful safety net.
Earn rewards - Enjoy cashback on your favourite shopping brands with Visa Offers. Representative 18.9% APR variable.
Use your card - You can use an HSBC Student Credit Card to pay in shops and restaurants anywhere you see the Visa logo, or at a cash machine if you need extra currency. Non-Sterling transaction fees and cash advance fees apply, and non-HSBC cash machines may also charge a transaction fee.
Use your card as a money management tool - If you use it in the right way, an HSBC Student Credit Card can help you get into good payment habits. For example, if you pay off your balance in full each month, you’ll avoid paying interest on purchases – and you can set up a Direct Debit to make sure you never miss a payment. It’s always best to avoid relying on minimum payments, as it’ll take longer to repay your balance and cost you more in interest.