Compare credit cards

Compare interest rates, benefits and rewards. Credit is subject to status, affordability and applicable terms and conditions.

Comparing products (1, 2)

Remove card Balance Transfer Credit Card

Balance Transfer Credit Card

Remove card Purchase Plus Credit Card

Purchase Plus Credit Card

Remove card Premier Credit Card

Premier Credit Card

Remove card Rewards Credit Card

Rewards Credit Card

At a glance

Enjoy up to 26 months interest-free for balance transfers (3.49% fee, min £5).

Discover the all-rounder that has up to 18 months of interest-free purchases and up to 16 months of interest-free balance transfers (3.49% fee, minimum £5).

Get travel benefits, rewards and HSBC Premier Privileges - just for HSBC Premier customers

Earn reward points on eligible purchases you make

Balance transfer

At the end of any promotional period, balance transfers will revert to the standard variable rate.[@balance-transfer-disclaimer]

0% for up to 26 months on balance transfers made within 60 days of account opening. A 3.49% fee applies for each balance transferred, minimum £5.

0% for up to 16 months on balance transfers made within 60 days of account opening. A 3.49% fee applies for each balance transferred, minimum £5.

0% for 18 months on balance transfers made within 60 days of account opening. A 2.99% fee applies for each balance transferred, minimum £5

0% for 6 months on balance transfers made within 60 days of account opening. A 2.99% fee applies for each balance transferred, minimum £5

Purchases introductory rate

At the end of any promotional period, purchases will revert to the standard variable rate.

0% on purchases for 3 months after account opening. For new HSBC credit card customers only.

0% on purchases for up to 18 months after account opening. For new HSBC credit card customers only.

0% on purchases for 9 months after account opening. For new HSBC credit card customers only.

0% on purchases for 6 months after account opening. For new HSBC credit card customers only.

Representative example

Representative APR: 24.9% APR (variable)

Representative APR: 23.9% APR (variable)

Purchase rate: 24.9% p.a. (variable)

Purchase rate: 23.9% p.a. (variable)

Based on an assumed credit limit of £1,200

Annual fee: No annual fee

Can you apply?

Quick check

You can check the full eligibility criteria later

For new and existing HSBC customers

For new and existing HSBC customers

For HSBC Premier customers

For existing HSBC customers

Annual UK taxable income or pension, before tax, of £6,800 or more

Annual UK taxable income or pension, before tax, of £6,800 or more

No specific annual income / pension requirements

Annual UK taxable income or pension, before tax, of £6,800 or more

Must be a UK resident

Must be a UK resident

Must be a permanent UK resident or hold a valid UK visa

Must be a UK resident

Must be over 18

Must be over 18

Must be over 18

Must be over 18

Must not hold an HSBC Basic Bank Account

Must not hold an HSBC Basic Bank Account

Have an HSBC Premier Account

Have an HSBC Advance Account OR HSBC Bank or Premier Account with HSBC UK into which you've paid a total of £1,750 a month over the last 6 months, not including money transferred from joint or sole personal accounts held with HSBC UK

Benefits

Terms and conditions apply.

Not applicable

Not applicable

Get 10% off on bookings at more than 180,000 Agoda hotels
Enjoy a 10% discount on selected Expedia hotels
Enjoy 12 months of Expedia+ Gold Membership
Access more than 1,300 airport lounges worldwide for just £24 per person, per visit with Priority Pass.
Get up to 2 years extended warranty from Domestic & General Insurance plc on selected household appliances

Get 2,500 welcome points worth £25 when you make your first transaction on your card

Rewards

Terms and conditions apply.

Not applicable

Not applicable

Exchange your reward points for a selection of Laithwaites quality wines
Redeem your reward points for e-vouchers at retailers such as M&S and Amazon
Convert your reward points into airline miles with a wide range of airlines such as British Airways, Etihad, Asia Miles and Singapore Airlines
Earn 1 reward point for every £1 of eligible spend[@eligible-spending-for-reward-points] in sterling[@sterling-transactions], and 2 points for every £1 spent in other currencies

Use reward points for everyday purchases wherever your card is accepted, in-store or online
Earn up to 10 reward points for every £1 you spend at selected stores, including Morrisons, White Stuff and Gousto
Earn 1 reward point for every £5 you spend