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Dual Credit Card

Discover cashback, discounts and interest-free flexibility
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Dual Credit Card

Dual Credit Card

Whether you’re transferring a balance or making a big purchase, an interest-free period can give you the flexibility you need. Plus, our Dual Credit Card offers cashback as well as rewards from your favourite shopping brands – all for no annual fee.
Credit is subject to status, affordability and applicable terms and conditions.

Representative example

22.9% APR (variable)
Representative APR
22.9% p.a. (variable)
Purchase rate

Based on an assumed credit limit of

£1,200

About this card

Card details

  • 0% interest on balance transfers for 26 months* from account opening

    A 2.89% fee applies on balances transferred (minimum £5) within the first 60 days of account opening.*

  • 0% interest on purchases* for 26 months from account opening
  • No annual fee

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.
Credit is subject to status, affordability and applicable terms and conditions.

Rewards

  • Enjoy cashback and rewards

    Earn cashback from your favourite shopping brands with Visa Offers, plus get instant discounts from well-known brands in the UK and around the world with our home&away rewards programme. For all offers check out the home&Away website.

Using your card

  • Make contactless transactions

    Your card is contactless and you can add it to Apple Pay, Google Pay and Samsung Pay.

  • Manage your card online

    Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.

  • Get an additional card

    As long as they’re over 18, you can add your partner or a family member to your account.

  • Bank anywhere with the HSBC Mobile Banking App

    Make payments to existing beneficiaries and manage your personal accounts easily and securely with the HSBC Mobile Banking App.

  • Use your card abroad

    You can use your HSBC Credit Card at any retailer or cash machine that displays the logo on your card. Fees apply and non-HSBC cash machines may also charge a fee.

  • Enjoy 24/7 worldwide assistance

    Day or night, help is always at hand if your card is lost or stolen. Wherever you are in the world, you can speak to our dedicated support team about getting an emergency cash advance.

Apply for a Dual Credit Card

Please ensure you read through the important information below.

New to HSBC

You just need to provide a few details as part of your application.

HSBC customers

If you're already registered for online banking, you can apply online now.

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