Top of main content
Couple and daughter playing with plastic hoops

Everyday current accounts

Compare our best current accounts for everyday spending

Find your ideal everyday bank account

Easily manage your everyday spending, whatever your needs, with one of our current accounts. You’ll also be able to take advantage of all the rewards and benefits you get as an HSBC customer.

Why get an everyday current account with HSBC?

  • Hassle-free switching
  • No monthly account fee
  • VISA debit card with contactless payments, subject to status
  • Manage your money anytime with Online Banking and our Mobile Banking app
  • Pay securely with your phone (Apple Pay, Samsung Pay, Google Pay, Pay by Bank app)

Check if you’re eligible

Find out if you’re likely to get an arranged overdraft with a current account, without affecting your credit score.

Using this tool won't affect your current arranged overdraft if you already have one with us.

Find the everyday bank account that suits you

Easily manage your everyday spending, whatever your needs, with one of our current accounts. You’ll also be able to take advantage of all the rewards and benefits you get as an HSBC customer.

1. EAR (Effective Annual Rate) takes account of the interest rate, the compounding of interest and how often interest is charged. It doesn’t include any other fees or charges. Back to our current accounts

2. APR (Annual Percentage Rate) is the rate at which someone who is borrowing money is charged, calculated over a period of 12 months. It takes into account not just the interest, but also any other charges that may have to be paid and any interest-free amount. Back to our current accounts

It's easy to answer your query online. Visit our Help page to find out how.