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Stocks & shares ISA

An investment ISA could be a great way to start investing

If you have investments with us, you can read HSBC analysis of how the coronavirus is affecting global markets on our Wealth Insights hub.

An ISA (individual savings account) is a tax-efficient way to invest because you pay no tax on the income and growth.

Save up to a maximum of £20,000 in the 2021/2022 tax year to make the most of your tax-free allowance.

Remember, the value of any tax benefits will depend on your circumstances and tax rules may change in the future. Find out more about tax allowances or see our questions section below.

You should always aim to invest for at least 5 years, and remember, you may not get back what you invest.

If you’re not sure where to start, we’re here to help.

Choosing your own investments

Want an easy way to start investing?

Global Strategy Portfolios is a one-stop investment that’s managed on your behalf. All you need to do is choose your preferred level of risk and we’ll take care of the rest. Start investing with a lump sum of £100.

Looking for more choice?

Our fund shortlist offers managed funds from HSBC and other carefully-selected fund managers. Whether investing for income or growth, choose from a range of multi-asset funds. Start with a lump sum of £100.

Like doing your own research?

Search over 450 funds from HSBC and other fund managers in our Global Investment Centre. As well as multi-asset funds, you’ll find index trackers and single-asset funds. Start with a lump sum of £100 or £50 per month.

Prefer to pick your own shares?

With InvestDirect, you can research companies and set up share price alerts. You can even create a virtual portfolio so you can test your ideas before you invest. No minimum investment.

To invest with us, you need to have an HSBC current or savings account. For funds you’ll be charged an account fee plus an ongoing fee for managing your investment. For shares, you’ll pay an account fee plus a trading fee.

To invest with us, you need to have an HSBC current or savings account. If you take investment advice, you’ll pay a one-off advice fee as well as the account fee and fund charges.

Questions you may have

Explore more

 

How an investment ISA works and what you need to consider.    

 

Demystifying investing to help you get started.

 

A step-by-step guide to choosing your own investments.

 

Uncertainty's no reason to put your future on hold.

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