Top of main content
Capturing on mobile phone the birthday present

Joint bank accounts

Compare our bank accounts for managing shared finances

Overdraft support: Our current measures apply up to, and including, 29 August 2020. We’ll revert to standard pricing on 30 August 2020. For more information about what this means and the additional support available, see our overdraft support page.

 

While these measures are in place, you can use our coronavirus overdraft calculator to work out how much an arranged overdraft could cost you. 

 

These temporary measures do not change the terms and conditions of our overdrafts, or current accounts. New customers with eligible accounts can also benefit from these support measures. 

Find your perfect joint bank account

Take care of shared bills and household expenses with friends or partners, by opening a joint account. You’ll both be able to access your account, make payments and share the rewards and benefits of banking with HSBC.

Why get a joint current account with HSBC?

  • Hassle-free switching
  • No monthly account fee
  • VISA debit card with contactless payments, subject to status
  • Manage your money anytime with Online Banking and our Mobile Banking app

Our best current accounts for everyday banking

Bank Account
Advance Bank Account
Premier Bank Account
  • Arranged Overdrafts, subject to status
  • Representative example (assumed arranged overdraft £1,200): 0% EAR1 variable on the first £25, 39.9% EAR variable thereafter, giving a representative rate of 38.9% APR2 variable
  • Representative example (assumed arranged overdraft £1,200): 0% EAR variable on the first £25, 39.9% EAR variable thereafter, giving a representative rate of 38.9% APR variable
  • Discounts and offers through Advance Members
  • Interest free arranged overdrafts up to £500, subject to status
  • Representative example (assumed arranged overdraft £1,200): 0% EAR variable on the first £500, 39.9% EAR variable thereafter, giving a representative rate of 21.8% APR variable
  • Exclusive Family and International Benefits
  • Premier Relationship Management Service
  • Complimentary Worldwide Travel cover provided by Aviva Insurance Ltd, UK Resident under the age of 70
Financial eligibility criteria and T&Cs apply
Financial eligibility criteria and T&Cs apply
Financial eligibility criteria and T&Cs apply
Find out more
Find out more
Find out more

Our best current accounts for everyday banking

Bank Account
  • Arranged Overdrafts, subject to status
  • Representative example (assumed arranged overdraft £1,200): 0% EAR1 variable on the first £25, 39.9% EAR variable thereafter, giving a representative rate of 38.9% APR2 variable
Advance Bank Account
  • Representative example (assumed arranged overdraft £1,200): 0% EAR variable on the first £25, 39.9% EAR variable thereafter, giving a representative rate of 38.9% APR variable
  • Discounts and offers through Advance Members
Premier Bank Account
  • Interest free arranged overdrafts up to £500, subject to status
  • Representative example (assumed arranged overdraft £1,200): 0% EAR variable on the first £500, 39.9% EAR variable thereafter, giving a representative rate of 21.8% APR variable
  • Exclusive Family and International Benefits
  • Premier Relationship Management Service
  • Complimentary Worldwide Travel cover provided by Aviva Insurance Ltd, UK Resident under the age of 70
Bank Account
Financial eligibility criteria and T&Cs apply
Advance Bank Account
Financial eligibility criteria and T&Cs apply
Premier Bank Account
Financial eligibility criteria and T&Cs apply
Bank Account
Find out more
Advance Bank Account
Find out more
Premier Bank Account
Find out more

If we accept your request to defer your repayments, we’ll record this arrangement to make sure it doesn’t impact your credit file. 

If you haven’t arranged to defer your repayments and you miss one, your credit file could be impacted. If you’re not able to make your repayments, please complete and submit our online form as soon as possible.

If we need to speak with you, or if your circumstances mean your credit file may be impacted, we’ll contact you to discuss your options.

1. EAR (Effective Annual Rate) takes account of the interest rate, the compounding of interest and how often interest is charged. It doesn’t include any other fees or charges. Back to our current accounts

2. APR (Annual Percentage Rate) is the rate at which someone who is borrowing money is charged, calculated over a period of 12 months. It takes into account not just the interest, but also any other charges that may have to be paid and any interest-free amount. Back to our current accounts

It’s easy to get in touch online. Talk to us directly through our chat channels.